4 Special Needs

Advice for those within the Special Needs Community


Be Proactive vs. Reactive this Year

calendar

Here’s an article from the Parenting Special Needs magazine called Be Proactive vs. Reactive this Year. So many times our schedules can get booked and for children this can be overwhelming. By having your month organized ahead of time, you can make sure to schedule the activities that are important and leave the unimportant activities off the schedule.

You can read the full article here. 


Fun events for children with special needs

I saw this article and had to post. It has some different events that take place in Southwest Florida for kids with special needs. Check it out.

I want to highlight this:

Fort Myers Miraclefort myers

Hammond Stadium, Lee County Sports Complex » 14100 Six Mile Cypress Parkway, Fort Myers » miraclebaseball.com

The Fort Myers Miracle and the Dave Clark Foundation will hold their 10th annualSpecial Needs Baseball camp in April. The Miracle team and coaches teach the kids a variety of baseball skills like hitting, throwing, catching and fielding as well as playing baseball games with them. The event, which includes lunch, is open to children up to age 18 and is free to participants and their families. For more information, call Ashley Adams at 768-4210 or email aadams@miraclebaseball.com.

and I also thought this was interesting. I know the Surfers for Autism events take place all over Florida.

surfers-for-autismSurfers for Autism

Surfersforautism.org

Statewide program that has a surfing day on Fort Myers Beach each fall.

Let me know if there are any other events for kids with special needs. Email me at scottrussell@tfamail.com


Autism: Planning for the future

autism

As a financial planner and a father of children with special needs, I know it’s important to make sure we plan ahead for our kids. I came across an interesting article on the website Autism Society about how to plan for those with Autism. Click here to go directly to the article or read below. I am happy to discuss any of this with you if you have questions.

Ensuring quality of life for a loved one with autism requires a care plan with a sound legal and financial foundation.  The purpose of a special needs estate plan is to ensure the economic security and ongoing well-being of your family member, even when you’re no longer able to assume that responsibility.

A special needs estate plan should address:

• Guardianship – Guardianship is a potential issue at three points throughout your child’s life: while a minor, upon reaching the age of 18 and upon your death. During childhood, who would assume parental obligations in the event that you could no longer do so? Then, upon reaching the age of 18, will your child be in a position to make important legal, financial and educational decisions? If not, you will need to consider whether or not to establish yourself as legal guardian (in some states, referred to as a conservatorship for persons over 18) in order to continue to provide such assistance. If you do assume guardianship of your child once they legally become an adult, you will also need to name someone to take on those responsibilities upon your passing.

• Benefit Assessment – The financial security of many individuals with autism depends upon such public benefits as Medicaid and Supplemental Security Income (SSI). Based upon the services that your family member will require throughout life, a special needs attorney can help you determine eligibility for government assistance. Then, with the help of a financial advisor, you can establish savings and investment goals in order to provide additional funds needed to support the lifestyle you envision.

• Special Needs Trust (SNT) – In order to qualify for certain government benefits, an individual with disabilities must meet stringent standards for financial need. If your child will be dependent upon such public programs for medical care, housing, employment assistance or other services, you will probably wish to supplement the very basic levels of support provided.  Assets that are held by SNTs are not considered by the government when evaluating applications for means-tested programs.  In addition, an SNT is a good tool for ensuring that the assets set aside for an individual with disabilities are managed responsibly and not subject to creditors. There are several types of SNTs, depending upon who funds them and how they are administered.

• Letter of Intent (LOI) – While not a legal document, the letter of intent is essentially a roadmap providing guidance to guardians, trustees and others on how to care for your child when you are no longer able to fill that role. It includes medical, financial, legal and personal details, as well as your intentions concerning your child’s lifestyle.

• Powers of Attorney – If guardianship is inappropriate for your adult child, you may wish to consider less intrusive alternatives that name agents responsible for specific types of decision-making.

• Will – A will details your wishes concerning the disposition of your property upon death. It establishes what portion of your estate should be allocated to your child with disabilities and other heirs, and whether or not certain funds should be held by an SNT.

While there’s no such thing as a perfect plan, doing nothing is almost certainly a bad plan. The point is to create a flexible plan that can—and will—change over time to reflect events in the lives of all involved.